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EEarnIn
United States16 days ago
238,660 – 341,000 USD
per year
Grade
Staff
Experience
from 8 years
Work format
Remote
Employment
Full-time
English level
B2, upper-intermediate
An email or a Telegram message to the recruiter
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for people living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and excited to bring on world-class talent to help shape the next chapter of our growth journey.
EarnIn is becoming an AI-native company, embedding AI agents into how we build, analyze, and operate across every function. Teams use AI Agents to move from ideas to execution faster. By letting agents handle repetitive tasks, our people can focus on judgment, creativity, and hard problems. We pair this experimentation with the strict review and security guardrails our regulated financial environment requires, always keeping a focus on privacy and the people who rely on our products.
We're looking for an exceptional Senior Staff Software Engineer to help define and evolve the Identity & Trust platform that enables secure, effortless access and trustworthy customer onboarding across EarnIn's expanding consumer and enterprise ecosystem. This role spans identity, authentication, authorization, identity verification, privacy, data protection, secure document processing, user/entity resolution, and fraud prevention. You'll architect foundational capabilities that are consumed across the company—from establishing that a customer is who they claim to be, to protecting their sensitive information, securely handling identity documents, and ensuring duplicate or abusive identities are detected and prevented.
As a Senior Staff Engineer, you'll operate at both a deep technical and organizational scale. You'll shape multi-year platform strategy, lead architecture across multiple teams, solve ambiguous and high-impact technical problems, and establish engineering patterns that allow teams across EarnIn to build trusted customer experiences safely and quickly. You'll also help define how AI and agentic engineering workflows can safely amplify engineering productivity, while establishing appropriate guardrails for security, privacy, correctness, and operational reliability.
Success in this role is measured by the technical leverage and trust infrastructure you create across EarnIn, not simply by the services you personally build. You will help establish a cohesive Identity & Trust platform that makes it easier for every product team to build secure customer experiences. You'll create durable architectural foundations for who a customer is, whether they can be trusted, what they can access, and how their most sensitive information is protected.
You'll anticipate scale, security, regulatory, and product challenges before they become organizational constraints; simplify fragmented capabilities into reusable platform primitives; and enable engineering teams to move faster without compromising trust or safety. You'll operate comfortably from deep technical implementation to company-level strategy—diving into code and production systems when necessary, leading architecture across teams, mentoring senior technical leaders, and establishing technical direction for some of EarnIn's most critical foundational capabilities.
Location: Remote - USA / Remote, US
The base salary range for this full-time position is $238,660-$341,000 + equity + benefits. Our salary ranges are determined by role, level, and location. This position is a remote role.
Location: Remote - USA / Remote, US
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for people living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and excited to bring on world-class talent to help shape the next chapter of our growth journey.
EarnIn is becoming an AI-native company, embedding AI agents into how we build, analyze, and operate across every function. Teams use AI Agents to move from ideas to execution faster. By letting agents handle repetitive tasks, our people can focus on judgment, creativity, and hard problems. We pair this experimentation with the strict review and security guardrails our regulated financial environment requires, always keeping a focus on privacy and the people who rely on our products.
As a company, we are becoming AI-native, and we encourage you to use AI tools throughout much of your interview process. If you use AI during the live interview, just say so; a quick, natural mention of how it helped and why you are using it is all we need. What we're evaluating is your judgment, reasoning, and ability to own and defend your work, not whether AI was involved. Some rounds, particularly those focused on your career history and past experiences, will not allow the use of AI, and we'll let you know of those in advance. When in doubt, ask your recruiter or interviewer directly.
We're looking for an exceptional Senior Staff Software Engineer to help define and evolve the Identity & Trust platform that enables secure, effortless access and trustworthy customer onboarding across EarnIn's expanding consumer and enterprise ecosystem. This role spans identity, authentication, authorization, identity verification, privacy, data protection, secure document processing, user/entity resolution, and fraud prevention. You'll architect foundational capabilities that are consumed across the company—from establishing that a customer is who they claim to be, to protecting their sensitive information, securely handling identity documents, and ensuring duplicate or abusive identities are detected and prevented.
As a Senior Staff Engineer, you'll operate at both a deep technical and organizational scale. You'll shape multi-year platform strategy, lead architecture across multiple teams, solve ambiguous and high-impact technical problems, and establish engineering patterns that allow teams across EarnIn to build trusted customer experiences safely and quickly. You'll also help define how AI and agentic engineering workflows can safely amplify engineering productivity, while establishing appropriate guardrails for security, privacy, correctness, and operational reliability. The base salary range for this full-time position is $238,660-$341,000 + equity + benefits. Our salary ranges are determined by role, level, and location. This position is a remote role.
Success in this role is measured by the technical leverage and trust infrastructure you create across EarnIn, not simply by the services you personally build. You will help establish a cohesive Identity & Trust platform that makes it easier for every product team to build secure customer experiences. You'll create durable architectural foundations for who a customer is, whether they can be trusted, what they can access, and how their most sensitive information is protected.
You'll anticipate scale, security, regulatory, and product challenges before they become organizational constraints; simplify fragmented capabilities into reusable platform primitives; and enable engineering teams to move faster without compromising trust or safety. You'll operate comfortably from deep technical implementation to company-level strategy—diving into code and production systems when necessary, leading architecture across teams, mentoring senior technical leaders, and establishing technical direction for some of EarnIn's most critical foundational capabilities.
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