Description
Conducting independent risk assessment to ensure the high quality of the Bank's credit portfolio.
Responsibilities
Tasks
- identification, analysis, and assessment of credit risks for Bank clients in the middle-market, large corporate, and major corporate business segments
- interaction with internal divisions on the correct structuring of deals (including approval of the Client's internal rating)
- proposing adjustments/changes to deal structures to optimize credit risks for corporate clients
- preparing independent professional judgment on credit risk assessment (conclusions)
- presenting at credit committees (defending the conclusion)
- making decisions on deals at the bank's collegial bodies (participating in the credit committee with the right to block a positive decision)
- improving approaches to client risk analysis considering industry specifics
- managing reserves under RAS standards, according to the requirements of Regulation 590-P of the Central Bank of the Russian Federation.
Requirements
What is important for us
- higher economic education
- knowledge of enterprise financial and economic performance analysis, including analysis of accounting/financial statements
- knowledge of principles and features of preparing consolidated financial statements
- ability to build and conduct analysis/testing of cash flow models
- knowledge and understanding of investment project analysis features;
- understanding of risk management principles and a desire for professional development in this direction
- analytical mindset, versatile thinking, stress tolerance, ability to argue and diplomatically defend one's position, commitment to knowledge and learnability, teamwork, proactive attitude
- experience working with AI tools.
Conditions
We offer
- stable salary and social support for employees
- official employment from day one
- corporate training in Sber's Virtual School
- extended private health insurance from day one and preferential insurance for family members
- free SberPrime+ subscription, discounts on products from partner companies
- corporate pension program
- flexible mortgage discount equal to 1/3 of the Central Bank's key rate.
