We are looking for an experienced specialist to be responsible for Anti-Fraud in an international microfinance group operating in four countries.
The main task is to prevent fraud at the stages of customer acquisition, registration, identification, application submission, and credit decision making, as well as to develop anti-fraud controls for the existing portfolio.
Key Responsibilities
- Development and enhancement of the anti-fraud strategy for the loan application process.
- Building, configuring, and optimizing anti-fraud rules for registration, KYC, and credit application review stages.
- Analysis of new fraud schemes and prompt implementation of countermeasures.
- Development of decision-making rules in collaboration with portfolio risk managers and the DataScience team.
- Monitoring the effectiveness of anti-fraud controls, analyzing key metrics (FraudRate, ApprovalRate, FalsePositiveRate, etc.), and promptly responding to new threats.
- Management of external data sources used in anti-fraud rules (devicefingerprinting, phoneintelligence, emailintelligence, digitalfootprint, etc.).
- Conducting investigations of fraudulent cases, identifying new patterns, and preparing proposals for their prevention.
- Conducting A/B tests and analyzing the impact of changes on fraud levels and key business metrics.
Requirements
- 5+ years of experience in fintech, banking, or a microfinance organization in positions related to anti-fraud or risk analytics.
- Practical experience in developing and enhancing anti-fraud strategies for digitallending.
- Practical experience in developing, configuring, and optimizing anti-fraud rules.
- Deep understanding of modern fraud schemes in online lending and methods for their prevention.
- Proficient in SQL; knowledge of Python will be an advantage.
- Experience in analyzing large volumes of data and identifying non-obvious patterns.
- English language proficiency sufficient for working in an international team.
Will be an advantage
- Experience working with multiple countries or international products.
- Experience implementing new anti-fraud data sources and external services.
- Knowledge of ML approaches to fraud detection.
- Experience conducting fraud investigations and analyzing complex fraud schemes.
We offer
- The opportunity to build modern Anti-Fraud processes in an international company.
- A high degree of autonomy and real influence on the product and business processes.
- Work in an international team.
- Competitive compensation.
- Fully remote or hybrid work format (depending on location).
