Head of Product (Cards & Stablecoins)

Wallet in Telegram is a digital asset solution natively embedded into Telegram’s interface. Backed by The Open Platform, Wallet in Telegram gained 100M+ user accounts in 2024, and aims to make its solution available to all 1BN+ of Telegram’s users. Wallet in Telegram offers a dual-wallet experience with Crypto Wallet (a multi-chain wallet for trading and sending crypto to contacts) and TON Wallet (a self-custodial wallet with access to the TON ecosystem of dApps and tokens).

We're looking for a Head of Product: Cards & Stablecoins to build and own the Cards vertical at Wallet in Telegram.

Most crypto users can trade and hold — but spending remains the missing layer. At Wallet in Telegram, we're building the bridge: a crypto card and local stablecoin infrastructure that turns millions of users' digital assets into real purchasing power, anywhere in the world.

As Head of Product: Cards & Stablecoins, you'll own that bridge. You'll define how users spend crypto at any merchant, borrow against their holdings, earn yield on card balances, and transact in local stablecoins pegged to their home currencies. This is the product that transforms Wallet from a trading app into a financial tool people use every day.

You'll partner closely with our Head of Payments on vendor and partnership strategy, and report to the Chief Product Officer.

Responsibilities:

• Own the product vision, strategy, and roadmap for Cards and Local Stablecoins.
• Lead the full card lifecycle: issuance, activation, transaction flows, limits, fees, FX, cashback, chargebacks, and card controls.
• Define and evolve Earn and Borrowing features tied to card products, including mechanics built on smart contracts.
• Drive integrations with card issuers, processors, and payment networks.
• Own the Local Stablecoins product — 1:1 pegged stablecoins with local bank account connectivity and P2P transfers between users.
• Manage a dedicated product team; hire, mentor, and set goals.
• Set and own KPIs for the vertical, tying them to revenue and user growth.
• Collaborate with Compliance, Risk, Legal, and Operations to ensure robust and scalable infrastructure.

Requirements:

• 7+ years in Product Management, with at least 3 years in fintech or crypto.
• Deep expertise in card products — issuance, processing, transaction flows, cashback, chargebacks, FX.
• Proven track record of launching and scaling financial products end-to-end.
• Experience owning crypto products end-to-end is strongly preferred; candidates without it must have a solid understanding of how blockchains, smart contracts, and DeFi protocols work — and personal hands-on experience with them.
• Strong understanding of card scheme rules (Visa/Mastercard), issuer relationships, and compliance requirements.
• STEM degree is a plus.

Why it is a fantastic opportunity:

• Our business is growing at an exponential scale.
• Non-bureaucratic management that focuses on results.
• Regular performance reviews to assess your progress.
• Remote setup with access to our hubs in Dubai, Yerevan, London and Belgrade.
• Compensation for medical expenses.
• Provision of necessary equipment.
• Employees get access to the most advanced AI models via mira.tg.
• 20 working days of paid vacation annually.
• 11 days off per year.
• 14 days of paid sick leave to support your health and recovery when needed.
• Access to internal conferences, English courses and corporate events.