Product Manager, Cards

Team: Product Location: New York, NY Employment type: FullTime

ABOUT THE COMPANY

Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world.

You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk.

OUR ETHOS

We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.

ABOUT THE ROLE

Rain is hiring a Senior Product Manager to own cards — one of the most strategically important surfaces at the company. Cards are how stablecoins meet real-world spend, and this role will shape the product, platform, and growth decisions that define that experience for our partners and their end users.

This is a senior individual contributor role. You’ll operate as the directly responsible PM for cards end to end: the roadmap, the cardholder experience, the platform capabilities that power it, and the activation and growth loops that make the product stick. You’ll work closely with engineering, design, partnerships, and directly with our fintech, neobank, and institutional customers.

WHAT YOU’LL DO

• Own the roadmap for Rain’s cards product — cardholder experience, platform capabilities, and growth — and drive it end to end
• Partner deeply with engineering on platform and infrastructure tradeoffs (issuing flows, authorization behavior, ledger design, network integrations) and translate them into partner-facing product decisions
• Define and ship the card experience our fintech, neobank, and institutional partners put in front of their users — onboarding, activation, spend controls, and lifecycle
• Build and tune the activation and growth levers that drive adoption, usage, and retention of cards across partner programs
• Translate complex payments and stablecoin infrastructure into intuitive product surfaces
• Gather feedback directly from partners, distill it into sharp prioritization, and push the team toward the highest-leverage work
• Measure ruthlessly, iterate quickly, and set a bar others want to work to

WHAT WE’RE LOOKING FOR

• 8-10 years of product management experience, with a track record of shipping products from zero-to-one through scale at a product-led company with a strong engineering culture and high bar for quality
• Exceptional product judgment and analytical rigor — you’re someone others describe as one of the sharpest PMs they’ve worked with, and you consistently raise the bar for the people around you
• A senior, autonomous operator who can define the problem, drive the plan, and own the outcome without needing close direction
• Strong technical fluency (APIs, payments systems, blockchain concepts) and the instinct to pull on technical threads yourself rather than defer to engineering
• Genuinely excited to live in the details — you believe product quality is won in the specifics and are energized by the work to get them right
• Excellent written and verbal communication; you can operate with sophisticated external partners and internal engineering teams with equal ease
• Proven ability to ship quickly, measure adoption, and iterate in a fast-moving environment

NICE TO HAVE, BUT NOT MANDATORY

• Experience with card issuing, payments, or cross-border fintech products
• Exposure to stablecoins, crypto, or smart contract ecosystems
• Previous startup or hypergrowth environment experience

THINGS THAT ENABLE A FULFILLING, HEALTHY, AND HAPPY EXPERIENCE AT RAIN:

• Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves.
• Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace.
• Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan.
• Retirement goals 💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match.
• Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success.
• Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you!
• In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit.
• Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.