Credit Officer / Credit Inspector

Description

A specialist with knowledge of financial analysis is required for the team of the Corporate and Medium Business Lending Department.

Responsibilities

• structuring credit transactions
• analysis of the borrower's financial and economic activity, based on the assessment of key financial indicators
• analysis of client cash flow movements
• preparation of consolidated financial statements for groups of companies
• coordination of transaction terms with relevant Bank units (Legal Department, Collateral Expertise, etc.)
• preparation of materials for the consideration of financing issues and their defense before the Bank's Collegial Bodies
• preparation of reports, conclusions, and reviews on one's area for management and stakeholders.

Requirements

• higher education in economics
• deep knowledge in the field of financial analysis and corporate accounting
• understanding of the process for assessing financial and economic activity indicators over time, ability to analyze cash flow, ability to build CF-models
• experience in corporate lending to small/medium/large segment is desirable and will be an advantage
• analytical mindset, stress resistance, discipline, responsibility, communication skills, desire for self-development
• ability and willingness to independently study a large volume of information.

Conditions

• VHI from the first day and preferential insurance for close relatives

• corporate iPad for work

• free SberPrime+ subscription, discounts on products from partner companies: Okko, Sber Market, Delivery Club, Samokat, Citimobil, Sber Eapteka and others

• corporate pension program

• company-paid training: online courses in Sber's Virtual School, opportunity to obtain a new qualification

• courses for future parents, financial support for young mothers, children's vacations and gifts paid for by the company

• employee referral program: you can invite familiar professionals to the team and receive a reward of up to 100 thousand rubles

• flexible mortgage discount equal to 1/3 of the Central Bank's key rate

• preferential loan terms.