Description
The team of the "Corporate and Investment Business" Block deals with corporate lending, documentary business, investment banking services, securities trading operations, and other services for the bank's business clients.
A competition is open for the position of Credit Inspector in the Real Estate Finance Department.
Responsibilities
- structuring financing deals for residential and commercial real estate
- conducting analysis of the borrower's financial and economic activities, based on the assessment of key financial indicators
- conducting analysis of the client's cash flow movement
- coordinating deal terms with related Bank departments (legal department, collateral expertise, etc.)
- preparing materials for the review of financing issues and defending them at the Credit Committee
- preparing reports, conclusions, and reviews for management and stakeholders in your area
Requirements
- higher education (economics, law, finance, technical)
- at least 4 years of work experience in the banking / financial sector
- deep knowledge in the fields of financial analysis and corporate accounting, fundamentals of economics, jurisprudence, scientific organization of labor, the process of analyzing a company's financial and economic activities
- knowledge of the credit analysis process
- knowledge of the fundamentals and tools of risk management, lending and servicing operations for legal entities and individual entrepreneurs, organizational structure formation, personal efficiency development tools
- analytical mindset, attention to detail
- skills in applying AI in professional activities (e.g., GigaChat, Kandinsky)
Conditions
- work schedule: 5/2 from 09:00 to 18:00
- stable, competitive "white" (official) salary (base salary + quarterly bonus + annual bonus)
- extended voluntary health insurance from day one and preferential insurance for close relatives
- free SberPrime+ subscription, discounts on products from partner companies: Okko, Sber Market, Samokat, Sber Eapteka, and others
- corporate pension program
- opportunity for specialized training (training at the Corporate University)
- company-sponsored training: online courses at Sber's Virtual School, opportunity to obtain a new qualification
- flexible mortgage discount equal to 1/3 of the Central Bank's key rate.