Description
The Corporate and Investment Banking division is looking for a Credit Officer.
We work on several fronts in the Middle Market, Large Corporate, and Major Corporate segments and consider the following types of transactions:
· Working capital financing
· Contract financing
· Investment and project financing
· Syndicated lending and transactions under foreign law
· M&A, LBO deals.
Responsibilities
- Prepare credit applications and liaise with the Risk department
- Analyze the financial and business performance of a borrower and its corporate group
- Structure credit transactions, including those under English law
- Collaborate with cross-functional divisions on joint deals
- Assess financial metrics during credit analysis
- Prepare transaction presentations and defend deals at the bank's collegial body
- Timely diagnose borrower problems, work with problematic and overdue debt.
Requirements
- Higher education in: Finance, Banking, Economics or Accounting
- Recent work experience as a Credit Officer for Major, Large, and Middle Market corporate clients of at least 2 years
- Knowledge of current Russian legislation regarding corporate lending issues
- Knowledge of accounting and financial/business performance analysis
- Proficiency in English at least at B1 – Intermediate level
- Ability to use neural networks in daily work
Conditions
- Stable salary and performance-based bonuses
- Clear career progression steps
- Support from a mentor and team during the adaptation period
- Company-funded training: courses in the Virtual School and Sber Corporate University
- Favorable loan terms
- Discounts on Sber products and ecosystem offerings
- Corporate health insurance (DMS) at top city clinics from day one for employees and preferential insurance for family members
- Flexible mortgage discount equal to 1/3 of the Central Bank rate
