Karta.io is a FinTech platform with high-trust virtual cards and its own crypto infrastructure. Cards are issued in seconds, work in 150+ countries, and can be topped up from any crypto wallet. We operate in B2C and B2B, have been on the market for 3+ years, and have a team of 45+ people distributed worldwide.
Why it's interesting to work with us:
- Direct work with the CEO, COO, and key business functions
- Opportunity to strengthen the compliance function within the product
- Influence on key business decisions and scaling
Responsibilities
- Build and develop AML / KYC / KYB / CTF processes
- Configure and improve transaction monitoring (rules, alerts, cases)
- Analyze suspicious activity / fraud / chargebacks / abuse cases
- Establish case management and escalation processes
- Work with payment flows (card issuing / acquiring, PSP)
- Understand and control crypto flows (wallets, on/off-ramp)
- Interact with banks, payment providers, crypto partners, regulators
- Conduct risk assessments and implement control measures
- Work with sanctions (OFAC / EU / UK) and screening
- Participate in the launch of new markets and products from a compliance perspective
- Work with AML tools: Sumsub / Onfido, Chainalysis / TRM Labs / Elliptic
- Improve processes through automation and data
- Train the compliance team and business functions
- Build transparent processes and metrics
- Work cross-functionally (Product / Tech / Finance / Legal)
Requirements
What is critical for us:
- 5–8+ years of experience in Compliance / AML / risk
- Experience building or transforming a compliance system
- Experience designing risk logic / decision-making / transaction monitoring
- Deep understanding of AML / KYC / KYB / sanctions (WW / EU / UK)
- Understanding of payment flows (cards / PSP) and basic understanding of crypto flows
- Experience interacting with banks and payment providers
- Ability to work in conditions of uncertainty and take ownership of decisions
- English B2+ level
Will be a strong advantage:
- Practical experience in crypto / Web3 products
- Experience in startups or fast-growing products
- Experience in iGaming / high-risk products
Additional pluses:
- Licensing or audit experience
- Familiarity with tools like Chainalysis / TRM / Elliptic
Conditions
- Market-level salary in USDT or $ — to be discussed at the meeting
- Fully remote work (GMT+3 — GMT+8)
- Paid vacation of 28 calendar days
- Flexibility and influence over processes
- Training and development funded by the company
Selection Process:
- Your application and brief expectations
- HR Screening (30–45 minutes)
- Technical interview with CEO
- Final meeting with rHRD
- Offer 🚀
We make the hiring process quick and transparent: as soon as we see a match, we extend an offer 💛
Join us to build a fintech product that scales globally 🚀
