Why this role matters:
We’re launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control.
Day-to-day responsibilities:
- Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops
- Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes
- Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking
- Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture
- Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams
The ideal candidate:
- 3+ years in product management or credit risk management focused on retail or consumer lending portfolios (banking or fintech)
- Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning
- Proficient in SQL and Python/R with hands-on experience working with data
- Proven leadership experience — managed teams, set OKRs, and developed analysts
- Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus
- Strong technical or quantitative background with a strategic mindset
- B1 or higher English level for effective communication with an international team
Our ways of working:
