Description
The Corporate and Investment Business division is seeking a Credit Specialist. We work across several areas within the Large/Mid-Cap segment: working capital lending, contract-based lending, with a strong focus on investment and project financing. We serve all industries, including the real estate sector.
The first stage of selection for this vacancy is a conversation with an AI recruiter. After applying, you will receive an invitation via email to take a preliminary interview with GigaRecruiter on Telegram. The dialogue will take approximately 10 minutes. Its purpose is to clarify missing details and expedite the review of your application.
GigaRecruiter is just starting its journey, so we ask for your understanding. Your experience and participation will help make it convenient and useful!
Responsibilities
- reviewing complex structured credit transactions at all stages, from initial negotiations with a potential borrower and discussing input parameters to signing credit documentation and disbursing loan funds
- analyzing the financial condition of the borrower and the investment projects of the borrower / group
- building a financial model for the loan term with an in-depth analysis of the underlying assumptions
- analyzing credit risks and determining ways to mitigate them
- interacting with bank departments as part of the application process
- preparing materials and presenting credit transactions to the Credit Committee
- disbursing loan funds
- monitoring signs of non-performing loans.
Requirements
- higher education in economics
- work experience in commercial banks in corporate lending
- experience in reviewing investment projects is mandatory
- knowledge of Federal Law 214-FZ
- willingness to use AI in daily work (company-sponsored training — internal courses are available)
Conditions
- employment according to the Labor Code of the Russian Federation
- guaranteed income plus bonus compensation
- flexible mortgage discount, equal to 1/3 of the Central Bank's key rate
- preferential lending terms
- voluntary health insurance from day one and preferential insurance for close relatives
- shortened workday on Fridays
- free SberPrime+ subscription, discounts on partner company products
- corporate pension program
- company-sponsored training: online courses in Sber's Virtual School, opportunity to gain new qualifications
- courses for future parents, financial support for new mothers, children's recreation and gifts sponsored by the company
- employee referral program: you can invite professional acquaintances to the team and receive a reward
- workplace: 2 Krasnogo Tekstilshchika St.
