Senior Product Manager | Lending & Cards

Senior Product Manager | Lending & Cards

📍 Panama (Relocation) 💼 Full-time

Want to build fintech products used by hundreds of thousands of customers?

We're hiring a Senior Product Manager to join one of the fastest-growing fintech companies in Latin America. The company operates across consumer lending, credit cards, debit cards, BNPL, credit lines, and payment solutions, serving a rapidly growing customer base and building one of the region's leading fintech ecosystems.

What makes this opportunity exciting?

Today the business is scaling two flagship products: 💳 Credit Cards

• Strong portfolio growth
• Excellent market traction
• Huge opportunities to improve customer experience, activation, engagement, and profitability 💰 Credit Lines
• 60,000+ active credit lines today
• Target: 150,000+ next year

You'll shape product strategy, influence business decisions, and work directly with executive leadership.

You'll own

✔️ Product strategy and roadmap for lending and card products ✔️ Growth of Credit Cards, Credit Lines, and BNPL ✔️ Customer journey from acquisition to repayment and retention ✔️ Product decisions balancing growth, customer value, profitability, and credit risk ✔️ Cross-functional collaboration with Engineering, Risk, Marketing, Operations, Compliance, and Leadership ✔️ Product analytics, experimentation, and portfolio performance

We're looking for someone with

✅ 5+ years in Product Management ✅ 3+ years in Fintech, Lending, Cards, Payments, Consumer Finance, or Digital Banking ✅ Experience with Credit Cards, Consumer Lending, Credit Lines, BNPL, or other lending products ✅ Strong understanding of product funnels, activation, retention, monetization, and portfolio metrics ✅ Data-driven mindset with experience prioritizing product initiatives based on business impact ✅ Experience working closely with engineering teams to deliver products at scale ✅ English or Spanish

Nice to have

➕ Mastercard / Visa products ➕ Revolving credit products ➕ Neobank or fintech startup experience ➕ Risk-based pricing, NPL, delinquency & cohort analysis ➕ Credit bureau integrations and scoring models ➕ Experience in Latin America or other emerging markets

Why join?

🌎 Relocation to Panama 📈 High-growth fintech with real product ownership 💡 Direct impact on products used by hundreds of thousands of customers 🚀 Opportunity to build one of Latin America's leading fintech platforms