Chief Technical Product Owner (Issuing&Acquiring | Card Infrastructure | Virtual Card Programs)

**Company: **International Payment Platform (Europe, APAC, Middle East) Employment contract: remote, fulltime Salary level: from 10 000 - 15 000 usdt на руки net, will be discussing

About the Role We are looking for an experienced Chief Technical Product Owner to build and scale our card infrastructure for a virtual card program, overseeing acquiring, issuing, certification, Visa/Mastercard sponsorships, BIN/IBAN management, antifraud, tokenization, 3D Secure, PCI DSS, and AML/KYC compliance, while ensuring seamless API/webhook integrations with banks and payment systems.

**Will do: **

Product Strategy & Leadership • Define the product roadmap for virtual card programs, aligning technical capabilities with business goals; • Work closely with cross-functional teams (legal, compliance, operations, and engineering) to ensure successful program launches; • Monitor industry trends and innovate card program features to maintain a competitive edge.

Card Infrastructure Development • Design, implement, and scale a secure and compliant card infrastructure for virtual card programs; • Lead card acquiring and issuing processes, including BIN sponsorship, IBAN allocation, and scheme certifications (Visa, Mastercard); • Ensure compliance with PCI DSS, AML/KYC, and regional financial regulations.

Partnership & Compliance Management • Build and maintain strategic relationships with banks, payment processors, and card networks (Visa, Mastercard); • Lead certification processes and ensure adherence to scheme rules, PCI DSS audits, and AML/KYC requirements; • Act as the primary technical liaison for sponsorship agreements, BIN sponsorship, and compliance audits.

Technical Integrations • Oversee API and webhook integrations with banks, payment gateways, and third-party financial service providers; • Implement antifraud systems, card tokenization, and 3D Secure authentication to enhance security and user experience; • Collaborate with development teams to ensure seamless technical execution and system reliability.

Required:

Technical & Professional Skills • 5+ years of experience in payment systems, card issuing/acquiring, or fintech product ownership; • Strong expertise in Visa/Mastercard certification, BIN sponsorship, IBAN management, and PCI DSS compliance; • Hands-on experience with API/webhook integrations, antifraud systems, tokenization, and 3D Secure; • Knowledge of AML/KYC procedures, regulatory compliance, and risk management in financial services; • Experience working with banks, payment processors, and card networks in a technical or product ownership capacity.

Soft Skills & Languages • Fluency in Russian and English (both written and verbal) for communication with international partners; • Strong negotiation, stakeholder management, and leadership skills; • Ability to translate complex technical requirements into clear business strategies; • Analytical mindset with a problem-solving approach in high-pressure environments.

Why Join Us? • Opportunity to build and scale a cutting-edge virtual card program from the ground up; • Work with a dynamic, innovative team in the fintech and payments industry; • Competitive compensation, professional growth, and exposure to global financial ecosystems.

Interested ? Lets apply your CV in tg @vgrebenyuk