A major Russian group of companies developing digital financial products and services is looking for a Chief Financial Officer.

The company is in a phase of active scaling. The new CFO will head the financial function of several legal entities, strengthen the liquidity and funding management system, and become a full-fledged business partner for the CEO and owners.

The role is suitable for a financial executive who can not only build processes and control reporting, but also independently attract financing, manage the cost of capital, work with portfolio economics, and ensure business growth.

Tasks:

• Formation and implementation of the company's financial strategy
• Management of the financial function of a group of legal entities
• Attraction of bank and other external financing
• Opening and expansion of credit lines
• Conducting negotiations with banks, investors, and other financial partners
• Preparation of the company for credit committees and support of financing deals
• Liquidity, treasury, and cash flow management
• Control of intercompany settlements and prevention of cash gaps
• Development of the management reporting system: P&L, Cash Flow Statement, Management Balance Sheet, Plan-Fact Analysis
• Increasing the transparency of financial indicators for the CEO and owners
• Budgeting, financial planning, and forecasting
• Independent development and verification of financial models
• Scenario analysis and assessment of the impact of key factors on profitability and liquidity
• Evaluation of the profitability of new products, directions, and sources of financing
• Management of the cost of capital and its efficiency
• Tax planning and management of tax risks
• Control of financial activities' compliance with regulatory requirements
• Audit of current financial processes and preparation of an improvement plan
• Automation of the financial function, task setting for 1C and BI teams
• Management of a distributed financial team
• Employee development, goal setting, and performance monitoring
• Preparation of financial materials for the CEO, shareholders, banks, and external partners

Candidate Requirements:

• At least 5 years of experience as CFO, Finance Director, Director of Economics and Finance, or Head of Finance
• Experience managing a full financial function
• Practical experience in attracting external financing
• Personal experience in opening credit lines and negotiating with banks
• Understanding of bank requirements for borrowers and the logic of credit committee processes
• Experience in liquidity and treasury management
• Experience with capital-intensive, portfolio, or financial business models
• Confident command of management reporting, budgeting, and financial planning
• Practical financial modeling skills: the candidate must be able to independently build and verify models
• Experience working with multiple legal entities
• Knowledge of Russian Accounting Standards (RASB)
• Knowledge of IFRS will be an advantage
• Experience in tax planning and interaction with regulatory authorities
• Experience managing a financial team, including distributed departments
• Ability to work in a rapidly changing environment and independently set priorities
• Focus on measurable financial results and business impact

Relevant Experience:

We are ready to consider financial executives not only from traditional lending but also from related industries with similar business economics.

Candidates from the following sectors are most suitable:

• Banks and financial services
• Fintech
• Digital lending
• Leasing
• Factoring and microfactoring
• Insurance
• P2P and P2B platforms
• Crowdfunding
• Consumer rentals and leases
• Sharing of equipment, tools, gadgets, or transport
• Debt refinancing companies
• Companies for the purchase and management of debt portfolios
• Debt collection and bankruptcy services
• Other capital-intensive businesses with high asset turnover

Experience in a specific segment is not mandatory. Key importance is given to:

• Attraction of significant external financing
• Liquidity management
• Understanding of portfolio economics
• Assessment of default risks
• Management of the cost of capital
• Proven results in business scaling

Company Offers:

• Target total compensation - from 1,000,000 rubles per month in annual equivalent
• Compensation includes fixed and variable parts
• Final offer structure to be discussed individually with the successful candidate
• Fully remote work format
• Periodic in-person meetings with banks and financial partners in Russia
• Direct reporting to the CEO
• High level of autonomy and influence on decisions
• Opportunity to build financial strategy during a phase of active growth
• Existing financial team and resources for process automation
• Participation in business scaling and development of new directions