Senior Financial Portfolio Analyst, Servicing

About Figure

Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933. Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance. We’re proud to be recognized as one of Forbes’ Top 50 Fintech Companies and CNBC’s World’s Top Fintech Companies.

About the Role

Figure is hiring a Senior Financial Portfolio Analyst – Servicing to provide advanced financial analysis, portfolio performance monitoring, servicing cost modeling, compliance oversight, and forecasting for a servicing portfolio. This role supports cross-functional teams such as Servicing Operations, Capital Markets, Collections/Default, Investor Reporting, and Asset Management.

What You’ll Do

• Servicing P&L Management — Maintain and enhance servicing profit-and-loss models, including revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations.
• MSR Valuation Support — Support mortgage servicing rights (MSR) valuation by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions.
• Portfolio Analytics — Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
• Revenue & Cost Forecasting — Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions; develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance.
• Risk & Compliance Monitoring — Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.
• Escrow & Advance Modeling — Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor.
• Operational & Strategic Support — Contribute financial insights to operational efficiency initiatives.
• Reporting & Executive Presentations — Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership.

What We Look For

Required Qualifications

• Bachelor’s degree in Finance, Accounting, Statistics, Business, or related field.
• 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience.
• Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.
• Experience with servicing systems such as MSP, Sagent, LoanServ, and data analysis tools such as SQL, Snowflake, Tableau, Power BI.
• Ability to work independently and manage complex workloads with strict deadlines.

Preferred Qualifications

• Master’s degree (MBA or related).
• CPA or similar financial certification (preferred).

Salary

Compensation Range: $85,360 - $128,040/yr Quarterly 25% bonus target Company equity in the form of RSUs This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs

Benefits

• Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care, 401k, and commuter benefits
• Employer-funded life and disability insurance coverage
• 11 Observed Holidays & PTO plan
• Up to 12 weeks paid family leave
• Continuing education reimbursement

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Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.