AI-Augmented Ways of Working

• Actively use AI tooling to accelerate your own output — research, spec writing, competitive analysis, client communication, and strategic synthesis
• Help embed AI-native practices across the team; you raise the bar for what good looks like
• Identify opportunities to build AI-assisted capabilities into the product itself, not just your personal workflow

What We’re Looking For

• 6+ years of product management experience in fintech, payments infrastructure, or B2B SaaS — with a track record of owning significant product domains independently
• Deep knowledge of the cards and payments stack — you understand card issuing, acquiring, payment networks, card controls, disputes, and compliance as an interconnected system
• Strong grasp of regulatory and compliance requirements relevant to card programmes — AML, KYC/KYB, scheme compliance, and jurisdiction-specific obligations
• Experience working with APIs end-to-end — able to read specs, evaluate integration designs, and write precise API-level requirements
• A genuine AI power user — you have a current, active practice of using AI tools to do your job faster and better; you can show your work
• Strong written communication — your memos, specs, and strategic documents are clear, well-structured, and stand on their own

Technical Capabilities

Must-Have

• Broad functional fluency across the cards stack — authorisation flows, clearing and settlement, card controls, dispute/chargeback processes, and scheme compliance
• Working knowledge of payments compliance frameworks — AML monitoring, KYC/KYB flows, and transaction monitoring
• Ability to review API specifications at a level sufficient to make product decisions and challenge engineering proposals
• Active, demonstrated use of AI tooling (Claude, Cursor, ChatGPT, or equivalent) as a core part of your daily workflow

Bonus

• Exposure to web3 payment rails — crypto-funded cards, stablecoin settlement, or blockchain-based payment infrastructure
• Experience in a CaaS or embedded finance context, supporting B2B clients with card infrastructure
• Experience building or prototyping AI-assisted internal tooling

Desired Attributes

• Independently driven — you identify what matters, form a view, and pursue it without waiting to be directed; you're a self-starter who holds themselves to a high bar
• Opinionated but intellectually honest — you bring strong views and defend them clearly, but update when you encounter better information or arguments
• Broad domain curiosity — you're as comfortable in an AML discussion as a debate about API design or stablecoin settlement mechanics; you connect dots others miss
• Systems thinker — you see your domain as part of a larger interconnected system and make product decisions accordingly
• High ownership, low ego — you take accountability for outcomes, escalate early when things are stuck, and don't need credit to stay motivated
• AI-native, not AI-curious — you've moved past wondering what AI can do and are actively building your own workflows, prompts, and systems around it; you find people who aren't doing this a little baffling

Why You'll Love it Here

• A high-impact role in a rapidly growing fintech company.
• Flexible hybrid/remote work environment with a global, collaborative team.
• Insurance coverage after probation.
• Reap Card stipend.
• Use of AI tools at work — and the space to learn, experiment, and grow with them.
• A culture of innovation, inclusion, and continuous learning.