Department: IT
Specialization: Data Analysis
Format: Remote or any office in cities of presence
Salary: up to 390,000 ₽
Experience: 3 to 5 years
We are looking for experienced product analysts for Tochka Bank. We are creating an online bank and an ecosystem of services for businesses. Our team has over 6,000 employees, and our services are used by more than 800,000 clients.
About the Team
We are looking for specialists for three teams:
- Cross-sell. Over 70 salespeople and team leads help clients discover new services and products every day. We create technologies, data, and mechanics for them to ensure everything happens on time and is relevant.
- Cards. The most popular product at Tochka Bank. We are responsible for everything related to debit cards: their issuance for clients, transfers, ATMs, and, of course, revenue from all transactions.
- Tariffs. The team's main goal is to ensure high client profitability. We develop and improve Tochka's tariffs and subscriptions, test new approaches, launch promotions, and implement best practices. Additionally, we develop tariff and subscription services and help teams make informed decisions based on data, experiments, and hypothesis testing.
What You'll Do
- Make decisions based on data about the product, client, and their behavior.
- Prepare data and create information panels based on it — dashboards and visualizations.
- Work with internal business stakeholders to define requirements for metrics, data visualization, and their development.
- Create a financial model and maintain its transparency.
- Search for, connect, and support new data sources to ensure data quality meets all requirements.
- Participate in projects to improve process efficiency.
You're a Good Fit If You
- Have at least four years of experience as a product analyst.
- Know methods for researching client behavior, user scenarios, and product interaction.
- Are proficient in Power BI or similar tools like Tableau or QlikView, and can build a data visualization system for the team so that typical questions are answered without manual exports.
- Know SQL, can work with large volumes of data, and understand mathematical statistics.
- Have experience in building financial models, unit economics, and metrics trees.
- Have practical experience in establishing analytics within a product and specific cases where your analytics helped the business.
- Can clearly communicate information even to those who have a weak understanding of data.
What Awaits You at Tochka Bank
- Official salary up to 390,000 ₽. The exact amount depends on your skills and expectations — we will discuss them during the interview. This is the amount before taxes. Remember that starting in 2025, the personal income tax rate changes depending on the total income for the year.
- Five-day work week with flexible start and end times.
- Remote work or any office in our cities of presence. Our offices are thoughtfully designed spaces with comfortable workstations and relaxation areas. You can choose where to work — coming to the office is not mandatory.
- A clear system for development and growth by grades.
- The opportunity to work your way. No one will impose their methods or control every action.
- The ability to influence the tech stack, internal team processes, and collaboration with others. If you propose ideas and improvements, you will be heard.
- Free training: you can attend IT conferences, events, and hackathons, and take courses at the company's expense. You can also use our library and online course platform.
- Comfort not only at work but also in life. After the probationary period: VHI with dental coverage and 4 additional days off per year.
- Partner bonuses: Skillbox, Skyeng, Yandex Praktikum, Yasno, and others.
- An online employee portal where you can request a certificate, arrange leave or time off, order equipment, or view payments.
- Active corporate life: we organize movie screenings, sports marathons, and parties that are remembered for a long time.
03.08.2026