Product Analyst for Credit Division in Fintech

Yandex Fintech is where technology and finance converge to create the future. We are developing an ecosystem of credit products, such as Split, Advanced Split, Pay Later, cash loans, and international operations.

We are looking for a product analyst who will help us make credit products smarter, more profitable, and more useful for millions of users.

You will become part of a strong team where decisions are data-driven and results are visible immediately. We have a fast product cycle, freedom to experiment, and the opportunity to impact millions of customers.

If you are passionate about numbers, credit products, and the thrill of big challenges — join us.

What tasks await you

Analyze, influence, and grow with the product You will delve into how users use Split and Pay Later and propose solutions that boost conversion and retention. You will change and test the product logic for cash loans — rates, limits, scenarios — to find the balance between growth and sustainability. Help launch international products, adapt approaches, and find growth points in foreign markets.

Build a data-driven product You will be the one who finds meaning behind the numbers: you will test hypotheses, conduct A/B tests, uncover insights, and turn them into real product solutions. Together with the team, you will manage metrics, customer scenarios, and drive the product forward.

Make data useful You will need to build dashboards and metrics, analyze the effectiveness of offers, promotions, and cashback, and turn analytical conclusions into specific product actions.

More about analytics at Yandex — in the channel Yandex for Analytics

We expect you to have

• Proficiency in SQL and Python
• Understanding of statistics and hypothesis testing
• Knowledge of how product metrics work and the real users behind them
• A desire not just to analyze, but to influence: the product, the users, and the development of the credit business