WHAT YOU WILL DO:

— Manage the product backlog: prioritization, decomposition, preparing tasks for development

— Lead a full-cycle cross-functional team (approx. 10 FTE + UX/UI)

— Gather, formalize, and approve business requirements, develop CJM and user scenarios

— Participate in UX/UI solution design together with designers

— Describe and optimize business processes (BPMN, draw.io, Archi)

— Define product parameters and roadmap, considering resource constraints

— Control development stability and quality of feature delivery

— Be responsible for time-to-market and releasing features/products to production (deadlines, scope, quality, defects)

— Conduct discovery and research: CustDev, market analysis, and competitive solutions

— Define and monitor key product metrics, work on their growth

— Improve the customer journey and increase conversions at all funnel stages

OUR REQUIREMENTS FOR THE CANDIDATE:

— Product Owner/Product Manager experience of 2+ years, preferably in mortgage or credit products

— Deep understanding of product and business analytics: unit economics, funnels (lead → approval → deal), conversions, LTV/CAC

— Knowledge of mortgage processes: deal processing, underwriting, scoring, working with collateral and registration

— Understanding of the specifics of interacting with developers and partners (agencies, brokers), including partner programs and interest rate subsidies

— Experience in fintech, banking, or PropTech will be an advantage

— Skills in working with legal and regulatory requirements (mortgage agreements, regulator requirements, compliance)

— Ability to build partnerships and conduct negotiations with external contractors (developers, builders)

— Strong communication skills: negotiation, presenting solutions, business correspondence

— Experience with CJM, user scenarios, and customer journey optimization

WILL BE A PLUS:

— Understanding of the real estate market and key players (developers, aggregators, real estate marketplaces)

— Experience launching or developing partner sales channels

WE OFFER:

— A professional and friendly team

— Competitive salary

— Quarterly bonuses based on KPI performance

— Hybrid work format in comfortable offices (Moscow)

— Extended VHI program, including dental care

— Compensation for fitness activities and foreign language courses

— Access to corporate training in Hard and Soft Skills, access to the corporate library